Sampo OyjOSTO:SAMPO SEK +0.97%60 EV-to-FCF is 31.58 as of Jun. 27, 2026, which is 90% above its 10-year median of 16.62. GuruFocus rates OSTO:SAMPO SEK with a GF Score™ of 60/100 and a GF Value™ of kr107.83 (Fairly Valued). The stock has 1 warning sign investors should review. Among 391 Insurance companies, Sampo Oyj ranks worse than 87.47% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sampo Oyj's Enterprise Value is kr279,411 Mil.
Sampo Oyj's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr8,846 Mil. Therefore, Sampo Oyj's EV-to-FCF for today is 31.58.
The historical rank and industry rank for Sampo Oyj's EV-to-FCF or its related term are showing as below:
OSTO:SAMPO SEK'
s EV-to-FCF Range Over the Past 10 Years
Min: -426.57 Med: 16.62 Max: 414.21
Current: 31.09
During the past 13 years, the highest EV-to-FCF of Sampo Oyj was 414.21. The lowest was -426.57. And the median was 16.62.
OSTO:SAMPO SEK's EV-to-FCF is ranked worse than 87.47% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs OSTO:SAMPO SEK: 31.09
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sampo Oyj's share price for today is kr100.30.
Sampo Oyj's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr6.803.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sampo Oyj EV-to-FCF Related Terms
Sampo Oyj EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sampo Oyj's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:SAMPO SEK vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Sampo Oyj's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sampo Oyj EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sampo Oyj's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sampo Oyj's EV-to-FCF falls into.
Sampo Oyj's current Enterprise Value is kr279,411 Mil.
Sampo Oyj's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr8,846 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sampo Oyj (OSTO:SAMPO SEK) has a EV-to-FCF of 31.58 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sampo Oyj and its competitors. This is 90% above median its historical median of 16.62. According to the industry distribution chart, Sampo Oyj ranks #342 out of 391 companies in the Insurance industry, placing it in the top 87.5%.
Is Sampo Oyj's EV-to-FCF too high?
Sampo Oyj's current EV-to-FCF of 31.58 is 90% above median its 10-year median of 16.62. The Insurance industry median EV-to-FCF is 9.32. Sampo Oyj's value of 31.58 is 238.8% above this industry median. Based on the distribution chart, Sampo Oyj ranks #342 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sampo Oyj has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #342 out of 391 companies for EV-to-FCF. This places Sampo Oyj in the lower half of its industry. The industry median EV-to-FCF is 9.32. Sampo Oyj's value of 31.58 is 238.8% above this benchmark. While the company's 10-year median is 16.62 vs. the industry median of 9.32, Sampo Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current EV-to-FCF of 31.58 is 238.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current EV-to-FCF is 31.58, which is 90% above median its own 10-year median of 16.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (OSTO:SAMPO SEK) is currently considered Fairly Valued. The stock's GF Value™ is kr107.83, compared to a current price of kr100.30 — trading 7% below its estimated fair value. The current EV-to-FCF is 31.58, which is 90% above median its 10-year median of 16.62 and 238.8% above the Insurance industry median of 9.32. Sampo Oyj's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sampo Oyj (OSTO:SAMPO SEK), the current EV-to-FCF is 31.58 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sampo Oyj (OSTO:SAMPO SEK) Overvalued in 2026?
Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued.
The current stock price of kr100.30 is trading 7% below its estimated GF Value™ of kr107.83.
GuruFocus considers Sampo Oyj to be Fairly Valued.
Key valuation signals for OSTO:SAMPO SEK:
EV-to-FCF: 31.58 (90% above median its 10-year median of 16.62)
GF Value™: kr107.83 vs. price of kr100.30 (7% below fair value)
Industry Position: 238.8% above the Insurance median (#342 of 391)
No single metric tells the full story. See the OSTO:SAMPO SEK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
60GF Score
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